Loans

Intrest rates on Deposits (Applicable from: 01/08/2013)

Personal Loans :
Upto Rs. 25,000/- (Maximum repaying term 3 years) : 13%
Rs. 25,001/- to Rs. 1,00,000/- (Maximum repaying term 5 years) : 14%
Rs. 1,00,001/- to Rs. 5,00,000/- (Maximum repaying term 7 years) : 15%
Rs. 5,00,001/- to Rs. 8,00,000/- (Maximum repaying term 10 years) : 16%


Gold Loan :
Rs. 1,500/- per gram


Vehicle Loan :
New 2-wheeler- upto Rs. 50,000/- (Maximum repaying term 5 years) :
13%
New 2-wheeler- From Rs. 50,001/- to Rs. 2,00,000/-- (Maximum repaying term 5 years) : 14%
New 4-wheeler & Heavy vehicles - upto Rs. 10,00,000/- (Maximum repaying term 7 years) : 14%


Housing Loan :
Upto Rs. 20,00,000/- (Maximum repaying term 20years): 11%


Immoveable property Mortgage Loan :
Upto Rs. 10,00,000/- (Maximum repaying term 10years): 13.5%
From Rs. 10,00,000/- to Rs. 15,00000/- (Maximum repaying term 15 years): 14%


Loan on Pigmy :
12%


Loan on MRD :
2% above deposit rate


Loan on FDR :
2% above deposit rate




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